Living Within Our Means
We have an accepted offer on a house! I don't want to prematurely get excited, so I'm waiting until a few more things fall into place before getting started on packing :-) But, it has me thinking about our finances and standard of living. My dad has always taught me the importance of living within my means. As a child, and a teenager, this was preached often, though it mattered very little to me at the time. My dad's means were relatively large, my needs were relatively small. We had a nice house, in a nice neighborhood, I attended private schools. When it came time for my license, we purchased a nice little car. We had cell phones, vacations, computers. College education was provided to me by my dad, I had a nice wedding that didn't require a loan.... Financing was rarely necessary for things. I don't say this bragging (obviously) since I had worked for exactly 0 of what I was "earning", but my dad managed to always balance home life, work life, fin...